Cookie Policy

Calculator storage

The calculators process detailed entries in your browser and do not require advertising cookies. The main calculator may temporarily place only the estimated family-need total in session storage so you can choose to import it into the Employer Life Insurance Gap Checker. Session storage is separate from cookies and is limited to the current browser tab session. Detailed calculator entries are not saved in browser storage.

Advertising technologies

Google AdSense code is included on eligible educational pages. If Google or another advertising vendor makes a request or serves an ad, that vendor may use cookies or similar technologies and process information such as an IP address or browser details to deliver, measure, or personalize advertising, depending on the vendor’s settings and applicable consent. An ad may not appear every time the page loads. This site does not currently have a Google Analytics measurement ID.

Google describes data use on partner sites in How Google uses information from sites or apps that use its services. You can review personalized advertising choices in Google Ads Settings and additional industry choices at aboutads.info.

Your browser choices

You can use your browser settings to view, block, or delete cookies and to limit certain tracking technologies. Blocking cookies may affect third-party advertising features. Other websites and services linked from this site have their own privacy and cookie practices.

Regional consent and updates

Advertising and consent requirements vary by location and service configuration. Before serving ads where consent is required, the site operator must configure and verify an appropriate consent-management experience in the AdSense account. This policy may be updated as site features or advertising settings change.

Questions

For questions about this policy, email freequote@smarterhealthinsuranceoptions.com.