Employer Life Insurance Gap Checker
Compare one selected family protection estimate with workplace life insurance, individual policies, and other dedicated resources. This checker does not evaluate whether a benefit will remain available in a future situation.
Your planning estimate
- Enter values and calculate
- —
Calculations run in this browser. Values are not sent to a server. If you used the main calculator in this tab, you can load its estimated family need above.
Formula
Total available protection = employer coverage + individual coverage + other dedicated resources.
Estimated remaining gap = the greater of $0 or estimated need minus total available protection.
This planning tool does not evaluate policy quality, portability, taxes, exclusions, underwriting, benefit eligibility, or whether a specific amount of coverage is appropriate for you.